“Freedom is the ability to buy what you want to fit what you need. Obamacare is Washington telling you what to buy regardless of your needs.” Paul Ryan while introducing his ACA replacement If you want to understand the logic behind Republican proposals to replace Obamacare, always start with this…

So, let’s review: A private, for-profit company(United Airlines) and a customer entered into a negotiation. The company agreed to provide a specific service at a specific time in exchange for a price both parties agreed to in advance. At the time of the scheduled delivery the company realized that, due…

Using private, for-profit health insurance as a method to pay for healthcare hasn’t worked and isn’t going to work. Because it can’t work. The problem isn’t with insurance in general, but health insurance specifically — it’s the wrong tool to get the job done. It is precisely because of how…

One of the recurring themes in the Republican’s marketing of their healthcare ideas is that they keep offering up old ideas that have been tried and failed. In this post we will look at the most popular of these retread ideas: the claim that allowing insurance companies to “Sell Across…